Best Catering Insurance Providers in UK

Running a catering business can be hectic and risky which is why it is imperative to ensure that your business and your employees are protected from potential claims from the public.

Obtaining general liability coverage and product liability coverage for your business will protect you and cover your legal costs and damages. If you employ employees, you will also need employer liability insurance as it is a legal requirement.

You may want to cover your premises, inventory, or catering vehicles, too. Everything you need to cover a flexible catering insurance policy may be right for you. Below we have examined what some of the leading catering insurance providers can do for you.

Best Catering Insurance Providers in UK

Insurance A19

Some of the features and benefits of catering insurance at A19 Insurance.

  • Offers a range of food security products
  • Supply insurance
  • Café Insurance
  • Takeaway insurance
  • Insurance of catering trucks and trailers
  • Caterer liability insurance
  • General liability insurance and product insurance
  • Employers liability insurance
  • Option to include equipment cover
  • Competitive insurance rates

A19 Insurance is a specialist insurance company that offers a wide range of insurance products designed to meet specific business needs. Their specialty insurance includes very specific insurance such as flood insurance designed for catering companies but they also offer tailor-made insurance such as coffee shop insurance, takeaway insurance, catering truck, and trailer insurance.

Catering Insurance in A19 includes caterer liability insurance which can include general liability, product liability, and business owner liability as well as the option to add equipment cover. They claim to offer competitive insurance rates and cover designed specifically with your trade in mind.

Insurance site A19

Ripe Insurance

Some of the features and benefits of food insurance for Ripe Insurance.

  • Specialized contractors insurance
  • Flexible insurance
  • Public liability insurance
  • Employers liability insurance
  • Offers a range of optional coverage
  • Tools, machines, and machines
  • Goods in transit
  • Contract business
  • Option to increase liability coverage
  • Accidental death coverage is free with every policy

Ripe Insurance is an insurance company that offers insurance products that cater to more than 300 trades and professions with customized insurance products. Their suite of insurance products includes Caterers insurance which is designed to give business and catering business owners protection and peace of mind.

Ripe Insurance’s Caterers Insurance includes General Liability and Employer Liability Insurance providing optional general liability cover of £1m, £2m, and £5m, and a standard employer liability cover of £10m. They offer a range of optional extras such as tool cover up to £5,000, plant and machinery cover up to £50,000, goods in transit up to £500, and contract work up to £50,000.

Rape Insurance website

Versatile Insurance

Some of the features and benefits of food insurance for versatile insurance.

  • Restaurant business insurance
  • Covers a wide range of catering companies
  • Includes specialty products
  • Public liability, product, and employer insurance
  • work equipment
  • Stock cover
  • Personal incident
  • Catering carts
  • Catering trailers
  • Fixtures and fittings

Versatile Insurance is a specialist insurance provider that offers a range of insurance products designed to meet the needs of specific transactions. They offer a variety of insurance products under lifestyle, beauty, property, and food insurance.

Versatile Insurance’s catering trade insurance covers a broad range of catering businesses including mobile restaurants, event caterers, restaurants, coffee shops, and takeaways as well as specialty policies for baked potato carts and wet fish tours. You can choose your coverage from general liability, product, employer, work equipment, inventory, and personal accident coverage. Their insurance for catering cars and trailers includes fixtures and fittings as well.


Some of the features and benefits of catering insurance in Zurich.

  • Trades and professional insurance
  • Suitable for caterers
  • Design your own cover
  • Public liability and product liability
  • Option to increase the level of liability coverage
  • Add optional extras
  • Business contents
  • stock cover
  • work equipment
  • Personal accident coverage

Zurich is an insurance company that offers a wide range of business insurance products designed for specific professions, professions, or insurance needs. They offer several tailor-made products which include commercial and occupational insurance which is designed to meet the needs of a wide range of professions including caterers.

Commercial and Professions Insurance Zurich offers a bespoke insurance product that includes £2m general liability insurance as standard and the option to increase this cover up to £10m. They also offer a range of optional add-ons to help tailor the policy to your profession, including work contents, inventory, work equipment, and personal accident coverage.

Zurich website

Mutual NFU

Some of the features and benefits of NFU Mutual Food Insurance.

  • Specific catering insurance
  • Suitable for a wide range of catering establishments
  • Standard cover with optional extras
  • Contents and inventory
  • Public liability and responsibility for the product, the employer, and the environment
  • Money attacks and malware
  • goods in transit
  • the work is stopped
  • Building insurance can be added
  • Offers a host of other options

NFU Mutual is an insurance company operated for the benefit of its members. It offers a range of insurance products tailored to specific professions and trades such as restaurant insurance. This insurance is designed for restaurants, cafes, bars, hotels, and guesthouses.

NFU Mutual’s Catering Insurance offers a range of standard coverage that includes general, product, employer, and environmental liability as well as contents, inventory, funds, malicious attack, business interruption, and goods in transit. You can add optional extras such as premises, business legal expenses, inventory degradation, and mass personal accidents.

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