Top 5 Peer-to-Peer (P2P) Business Loans Provider Comparison

There are many loan options available in the market with new providers entering the market all the time including peer-to-peer loan providers.

Peer-to-peer loan providers are financial service providers that generally only make loans that are funded through investors who participate through their online platforms.

Peer-to-peer lenders provide a bridge between investors and borrowers as well as mechanisms to support the lending process. Below we’ve explored what peer-to-peer lenders business loans can offer.

Top 5 Peer-to-Peer (P2P) Business Loans Provider Comparison

Funding Circle

Some of the features and benefits of peer-to-peer business loans offered by Funding Circle.

  • Loans designed for a variety of companies
  • Borrow from £10,000 to £500,000
  • Terms from 6 months to 5 years
  • Unsecured
  • Prices start at 1.9% p.a
  • There are no early settlement fees
  • Simple online application form
  • Decisions can be reached in less than 5 hours
  • Suitable for a variety of loan purposes
  • Providing a dedicated account manager

Funding Circle is a peer-to-peer lending provider that brings together lenders and investors with the goal of helping businesses grow. They also use funding from the government-owned British Business Bank which was set up to lend money to small businesses in the UK.

Funding Circle Business Loans offer £10,000 to £500,000 in funding with terms ranging from 6 months to 5 years. Their loans are offered on an unsecured basis and their rates start at 1.69% per annum and they don’t charge an early settlement fee. They provide loans to companies of all sizes for a variety of loan purposes.

Finance Department website

CrowdProperty

Some of the features and benefits of CrowdProperty’s peer-to-peer business loans.

  • Crowdfunding method
  • Specialized in financing real estate projects
  • Offers quick and direct loans
  • Transparent terms
  • There are no hidden fees
  • Decisions can be made within 48 hours
  • Renewal financing
  • Development financing
  • Exit development financing
  • Auction financing

CrowdProperty is a crowdfunding approach to business financing that offers quick and direct loans to real estate developers and professionals who need financing for a real estate project. This includes renovation financing, development financing, development financing, exit financing, bridging financing, and auction financing.

CrowdProperty offers investors attractive terms as it provides inflationary interest to encourage them to invest and offers borrowers fast and direct loans. Their loans can be flipped quickly and decisions can be made within 48 hours. Their loans are transparent with no hidden fees and they can loan you up to 100% of your development or renovation costs.

CrowdProperty website

Crowdstacker

Some of the features and benefits of Crowdstacker Business Peer-to-Peer Loans.

  • Peer-to-peer lending platform
  • Borrowing from £1m to £50m
  • It allows you to market your loan opportunity to investors
  • Take control of your loan
  • Competitive prices
  • Provide ethical and fair loans
  • Transparent terms
  • Online loan management platform
  • Provide support during the loan process
  • Designed to help reduce reliance on bank financing

Crowdstacker is a peer-to-peer lending provider that offers business loans as an alternative to bank financing. So, Crowdstacker is designed as a crowdfunding technique for a lender that has an online platform that allows borrowers to market their financing opportunities to investors to attract their funding.

Crowdstacker Business Loans offer top-tier investment opportunities ranging from £1m to £50m. They designed their loans to allow borrowers more control over their loans. Loans are ethical and fair with transparent terms and competitive rates. They also offer customized support and advice to help you through the loan process.

Crowdstacker website

Folk 2 Folk

Some of the features and benefits of Peer-to-Peer Folk 2 Folk Business Loans.

  • Loan matching service
  • Simple and stress-free metaphor
  • Borrowing from £50,000
  • Terms from 6 months to 5 years
  • Secure Loan
  • Transparent loans
  • Offer interest only
  • Prices as low as 0.38% per month
  • Funding can be obtained within weeks
  • Suitable for a variety of loan purposes

Folk 2 Folk is a peer-to-peer loan provider that helps businesses find financing for a variety of loan purposes. They attract a diverse group of investors to their platform through their values of caring about the community and supporting businesses in their communities so they can grow and develop.

Peer-to-peer Folk 2 Folk Loans are available for amounts from £50,000 to over £5m with repayment terms ranging from 6 months to 5 years. Their loans offer rates starting at 0.38% per month on a guaranteed basis and they can offer interest-only options. They have designed their loans to be as simple and stress free as possible for the borrowers.

Folk 2 Folk website

Landbay

Some of the features and benefits of Landbay’s peer-to-peer business loans.

  • Specializing in the purchase of mortgages
  • Loans from £50,000 to £1.5m
  • Offers a loan of up to 80%
  • Flexible mortgages
  • Simple and fast application
  • online form
  • A decision can be made in principle within two days
  • They manage all transactions on behalf of investors and borrowers
  • Funding is provided by individual and institutional investors and fund professionals
  • They describe themselves as a responsible lender

Landbay is a specialist loan provider that operates as a peer-to-peer lender that only provides buy-to-let mortgages. Their online lending platform is a marketplace that brings together investors, brokers, and borrowers to offer tailored financing for buy-to-let residential mortgages.

Landbay Buy-to-Let Loans offer borrowers 65% to 80% of the value of the property. They aim to provide a fast and efficient service through a simple online application form and try to provide a decision in principle within a couple of days. Funding will usually be received one day after receiving the evaluation. Funding is managed by Landbay but the money comes from retail and institutional investors and fund specialists.

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